insurance::material-damage

Material Damage

Canonical definition

Physical loss of, or physical damage to, tangible insured property arising from a covered peril, excluding purely financial, consequential, or non-physical losses unless explicitly extended by the policy.

Related concepts

  • Coverage
  • Claim Event

Source

wikisure-demo

Version

1.0

Status

aligned

Owner

Claims Governance Lead

Last governance update

2026-06-12

Namespace

insurance::material-damage

Full governance metadata: registry entry →

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